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Academy Insurance Agency

November 14, 2024
Academy Insurance Agency

Can Commercial Auto Policies Cover Personal Use? 

When running a business, using vehicles for both work and personal errands is common. If you have a commercial auto policy in , you may wonder if it will cover personal use, such as running to the grocery store after a workday. Here’s what you need to know about how commercial auto insurance handles personal […]
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October 21, 2024
Academy Insurance Agency

Importance of Cyber Coverage for the Trucking Industry 

The trucking industry increasingly relies on technology to manage operations, track shipments and communicate with clients. While these tech advancements bring numerous benefits, they also expose trucking companies to significant cyber risks. Cyber coverage has become essential to help provide protection against these threats. Protecting Sensitive Data Trucking companies handle a vast amount of sensitive […]
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September 17, 2024
Academy Insurance Agency

Why is it Important to Review Your Insurance Coverage?

An insurance coverage or policy is designed to help protect you from unforeseen events. However, these protections are only as good as the policies themselves—and they can become outdated or inadequate over time. The following are a few reasons to consider an annual insurance review: · Change in circumstances—Life milestones can significantly impact your insurance […]
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August 30, 2024
Academy Insurance Agency

Who Needs to Be Listed on Your Auto Insurance Policy?

An auto insurance policy can help fulfill legal obligations while establishing financial protection after covered incidents. Still, while this type of insurance may be common, it can include nuances and complexities that may lead to confusion or insufficient coverage. When considering listing multiple insureds on your policy and ensuring you can prove you’re adequately insured, […]
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June 27, 2024
Academy Insurance Agency

Is Your Business Properly Insured?

As a small business owner, you’ve likely invested time and effort in finding the best insurance policies to protect your assets. However, simply renewing your existing policies without periodic review can put your business at risk. Why Should I Review My Business Insurance? Regular policy reviews are essential for maintaining adequate coverage for the following […]
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May 29, 2024
Academy Insurance Agency

Does Property Insurance Cover Property in Transit? 

Many businesses rely on crucial, tangible assets to conduct operations and maintain functions. However, regardless of safety measures, precautions or how diligent your company may be about maintenance, damage and defects may eventually befall your assets. Fortunately, the right insurance can make all the difference in financially protecting various property types, including equipment, tools, electronic […]
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April 20, 2024
Academy Insurance Agency

Do you Need Flood Insurance? 

Floods wreak havoc on thousands of homeowners, renters and businesses every year. These natural disasters can arise from many conditions, including heavy or prolonged precipitation, rapid melting of snow and ice, overflowing bodies of water and infrastructural issues, such as broken dams or levees. Furthermore, even a small amount of floodwater entering a property could […]
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March 30, 2024
Academy Insurance Agency

Coverage You Need With a Motorcycle Loan

What Coverage You Need With a Motorcycle Loan Though many bikes and motorcycles are inexpensive (as compared with cars), others can cost tens of thousands of dollars. Like with car purchases, many individuals purchase their motorcycle through a loan. There’s nothing wrong with that, but it may require you to take a closer look at […]
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February 27, 2024
Academy Insurance Agency

Don’t Be a Victim of Cyber Crime

Protecting Against Online Fraud While computers have improved the speed and efficiency of how we work, they have also allowed thieves and con artists an easier avenue by which to steal from people and businesses.  Criminals use computers to steal is through online fraud, one of the fastest-growing crimes today. Types of Online Fraud Your […]
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January 18, 2024
Academy Insurance Agency

How to Review Your Business Insurance Policy

Running a successful business involves juggling countless responsibilities, from managing operations to staying abreast of industry trends. However, amidst the day-to-day hustle, one crucial aspect often overlooked is the review of your business insurance coverage. The business landscape is dynamic and ever-evolving, with new challenges emerging regularly. From technological advancements to shifts in consumer behavior […]
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